Insurance. Arbiter Officials Association Insurance Coverage. Insurance Coverage to Generally include: Excess General Liability – $1,000,000 per occurrence limit. Excess Accident Medical $50,000 accident medical/dental limit per injury. $250 deductible per injury. $2,000 limit for physical therapy and chiropractic treatment
General Liability Insurance for Referee and Umpire Association. Sports officials need General Liability insurance to protect against lawsuits that arise out of allegations that their negligence resulted in bodily injury (typically to a participant or spectator), property damage, personal injury, and advertising injury. A General Liability policy covers legal defense costs and pays settlements or adverse jury verdicts up the policy limits.
The NASO Sports Officials Security Program (S.O.S.) provides sports officials with vital lifetime insurance protections. And because officials work in an injury-prone, dispute-ridden environment, they need insurance liability protection. The program also provides officials with permanent protections plus defense costs to fill in “gaps” in any officiating coverage already in effect — and it provides you insurance even when you do not have any other coverage at all.
Referees are covered only if they are registered and the teams are affiliated with U.S. Soccer, which high school is not (might be in SD as they just have a club program). You may want to check with the school and see if sports officials are covered on their policy.…
A new referee, or a referee reinstating after a lapse, is usually give a patch through the following year and an insurance policy corresponding to the patch (e.g. a new referee certifying in 2010 will get a 2011 patch and policy.) We have been told by USSF that the patch is good from time of certification through the expiration of the patch.
As part of your WSRO dues, you have insurance from USSF that covers “USSF-certified referees … while acting in their capacity as referees … during USSF sanctioned camps or clinics and during matches between USSF affiliated teams and leagues.”. This insurance covers general liability (claims of injury to others or property damage) up to $1,000,000 per occurrence and $5,000,000 per event.
Referees are covered only if they are registered and the teams are affiliated with U.S. Soccer, which high school is not (might be in SD as they just have a club program). You may want to check with the school and see if sports officials are covered on their policy.
Soccer socks hold shin guards securely in place and should be worn at all practices and games. Mouth guards protect teeth, lips, cheeks, and tongue. Mouth guards, while not usually required by leagues, are recommended for all soccer players. Goalie gear includes long-sleeved shirts, padded pants or shorts, and soccer-specific goalie gloves.